Banking Across State Lines

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The emergence of full-service nationwide banking in the U.S. is critically examined, highlighting both its potential benefits and significant drawbacks, such as increased fees and diminished personal service. Dr. Rose offers a comprehensive overview of existing research and the new federal interstate banking regulations enacted in 1994. This analysis is essential for executives in the financial services industry, as well as public policy professionals, providing insights into the implications of these changes on the banking landscape.