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Alternate Systems of Payment
The Acceptance of Prepaid Salary Cards in the South African Fuel Retail Industry
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The book explores the significant issue of financial exclusion in South Africa, where over 12 million people lack bank accounts, impacting the economy through cash payment systems and increased transactional costs. It highlights the challenges posed by FICA regulations for lower socio-economic groups and draws parallels with Mexico's financial landscape. A key solution presented is the Prepaid Salary Card, an EMV-based chip and PIN card, designed to facilitate financial inclusion and provide secure payment options for the unbanked population.
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Alternate Systems of Payment, Alastair Campbell
- Language
- Released
- 2011
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- Title
- Alternate Systems of Payment
- Subtitle
- The Acceptance of Prepaid Salary Cards in the South African Fuel Retail Industry
- Language
- English
- Authors
- Alastair Campbell
- Publisher
- LAP LAMBERT Academic Publishing
- Publisher
- 2011
- Format
- Paperback
- Pages
- 160
- ISBN13
- 9783845408842
- Category
- Business and Economics
- Description
- The book explores the significant issue of financial exclusion in South Africa, where over 12 million people lack bank accounts, impacting the economy through cash payment systems and increased transactional costs. It highlights the challenges posed by FICA regulations for lower socio-economic groups and draws parallels with Mexico's financial landscape. A key solution presented is the Prepaid Salary Card, an EMV-based chip and PIN card, designed to facilitate financial inclusion and provide secure payment options for the unbanked population.