Impact of digitization on transaction banking in financial industry

The research delves into the intersection of transaction banking and technological innovation, examining how external partnerships influence the development of fintech capabilities. It highlights the ongoing tension between innovative structures and consumer trust, while acknowledging the historical significance and recent growth of fintech. By analyzing existing literature, the study aims to uncover the factors driving fintech adoption in financial services and assess its implications for revenue generation, contributing valuable insights to regulators, industry participants, and academics.