This economist and retirement security expert offers a trenchant critique of the American approach to retirement income. Her analyses reveal the shortcomings of the current system and propose innovative policy recommendations for its restructuring. Through her writing, she seeks to highlight the urgent need for reform to ensure financial security for future generations. Her work is valued for its depth and its pursuit of practical solutions to complex problems.
The looming retirement crisis for baby boomers and future retirees is addressed by Teresa Ghilarducci, a leading expert on retirement economics. She delves into the underlying issues contributing to the financial instability of aging Americans and presents a comprehensive plan aimed at ensuring retirement security for all workers. Her insights challenge conventional views and advocate for systemic changes to safeguard the financial futures of retirees.
LUCKY OR UNLUCKY? - YOU DECIDE! This engaging book chronicles the true-life adventures, and misadventures, experienced by the author and his wife during their global travels that sometimes did not go to plan! Readers will be entertained by a spectrum of stories including a rendezvous with an amorous Frenchman, a few scary moments in the presence of wild beasts, general holiday mishaps, hell raising motor journeys as well as floating holiday adventures, to name but a few. This page turning travel memoir will pull your emotions in all directions from 'hysterics' to 'shock'. The author strives to provide an accurate depiction of the events and the fascinating people the dynamic duo met along the way. All information is as accurate as possible and as such is based upon meticulous notes taken at the various times.
A damning portrait of the dire realities of retirement in the United States—and how we can fix it. While the French went on strike in 2023 to protest the increase in the national retirement age, workers in the United States have all but given up on the notion of dignified retirement for all. Instead, Americans—whose elders face the highest risk of poverty compared to workers in peer nations—are fed feel-good stories about Walmart clerks who can finally retire because a customer raised the necessary funds through a GoFundMe campaign. Many argue that the solution to the financial straits of American retirement is people need to just work longer. Yet this call to work longer is misleading in a multitude of ways, including its endangering of the health of workers and its discrimination against people who work in lower-wage occupations. In Work, Retire, Repeat , Teresa Ghilarducci tells the stories of elders locked into jobs—not because they love to work but because they must. But this doesn’t need to be the reality. Work, Retire, Repeat shows how relatively low-cost changes to how we finance and manage retirement will allow people to truly choose how they spend their golden years.